Got a band & a diehard fan of Incubus? Submit your video here and winners get to do opening act with Incubus! #TTIncubusKL

Got a band & a diehard fan of Incubus? Submit your video here and winners get to do opening act with Incubus! #TTIncubusKL

Argument of GST

There were many responses when the Malaysian government first announced the Financial Budget for Malaysia, year 2010, both good and bad. But when they were undecided about GST, it sparked more conversation on whether it’ll benefit the Rakyat, or further threaten poorer communities in Malaysia.

What goods GST covers

As proposed by our dear government, GST covers all types of goods & services sold to Malaysian & non-Malaysian residents (therefore consumers) except for a common commodities such as rice, flour & sugar.

This goes to mean: Whenever you walk into your favorite hypermarket with the family to get some groceries in the future, you will be charged additional ~% (the proposed additional 4%) on top of your bill except for certain controlled items.

Further, Malaysia’s main revenue shouldn’t just live off petroleum. In other words, we shouldn’t put all eggs in one basket because petroleum revenues have risks of its own, seeing that it’s a natural resource.

What reason did they give? More funds for development and expenses.

How much would they probably get? RM1 billion (RM1,000,000,000) per annum in estimated rounded-up revenue.

Will it hurt the poor & middle class?

To a certain extent, it will somehow affect pockets of middle and lower income group Malaysians.

The arguments:

1. Recent price hike in petrol, prices of commodities have increased drastically. And now another one called GST?


2. Income tax brackets for high earners aren’t as ‘expensive’ as middle-to-low income groups.


3. The Malaysian government has saved approximately RM2 billion (RM2,000,000,000) by lowering fuel subsidies – What’s the take on GST now for lower income groups?


4. GST is tax on SPENDING. Basically, everything from parking fees to purchasing mattress. Even with GST-exempted items, this would still hit lower income groups in Malaysia.


5. Private sectors aren’t paying much to Malaysians – Other more developed countries such as Singapore could take this hit because wages & salaries are much higher.


6. Other countries such as Britain, India, Hong Kong, Japan and Singapore has GST – Doesn’t mean GST has to be implemented in Malaysia. Their economic status and way of gaining revenue varies from Malaysia. (GST is also called VAT – Value Added Tax in other countries)


7. Inflation may happen. Prime Minister Mr. Najib has guaranteed no inflation – But with the introduction of GST, the chain of ‘passing the cost’ will end up usually at the hands of consumers.


8. Corruption isn’t a rare thing in Malaysia – So businesses has already included ‘corruption prices’ in goods & services. How does that not reflect additional costs to consumers?


9. Out of inflation pressures, higher prices for goods & services are sought.

Prime Minister Mr. Najib has promised Malaysians that they will be tabling a public discussion on GST (called the GST Bill) on December. There are also several upsides that could be seen – But until Mr. Najib tables the meeting on GST Bill, we shouldn’t be skeptical of anything yet.

Other side of the GST story

GST has been said to promise a few things:

1. Implementation will not be abrupt. It will be a slow & steady tax preparation so that individuals and small businesses will not be adversely affected.


2. It will replace the 10+5% services and goods tax. This means taxes are lower now – Consumers need not pay more for one area, but it’s divided into many other source of ‘tax’ payments.


3. GST rates are promised at 4%, out of the normal 10% or 5% charged in restaurants.


4. Implementation will not occur until middle to late 2011 or 2012. Planning time is essential to not put ‘inflation pressure’ on small businesses.


5. Government’s coffers will increase. This will enable further development and budget control to the country, other than relying just on petroleum or income tax revenues.


6. Tax when consumed, not when earned is much better. It allows better control. Spending influences will be “Careful” and “More controlled” when purchasing on higher prices are made rather than “taxable incomes” generated from work.


7. It’s a broad-based tax system. Some items may be slightly more expensive & cheaper. It’s not a overall standardized taxation method.

Your opinion on GST

Of course, there are many pros and cons of the new GST system – And the implementers should look more intricately into all income groups, balance their sheets and understand what are the effects first. While we can only propose so much, there’s only so much we can do.

Here are some of the ‘preparation techniques’ the tablers of the GST Bill can adopt:

1. Be intricate with details: Tax is a complicated subject, like a science of its own. If you make the subject complicated, it may lead to more misunderstandings and later, more arguments.


2. Introduce ‘layman terms’ for further understanding. Giving examples always help. Examples on implementations always help. Tell a story to the public – And make it make sense to them.


3. Use other form of publicity media: Tabling the GST Bill on national newspapers and mass media isn’t going to cut it. Find other means such as introduction campaigns Malaysia-wide.


4. Engage community understanding: Allow certain private and public (individual or company) figures to table talks and debates on GST Malaysia-wide. This encourages engagement and allows more problems & solutions to be seen.

The Malaysian government or finance department has a long time more (approximately 15 – 20 months) to table talks around Malaysia with regards to GST.

Japanese Village

今天早上就和三妹一起去Bukit Tinggi的日本村走走。第一次去那里，还蛮不错的。只不过是，需要走走走走走。。。。就一直不断地走。今天也是Penny的生日。也许是这样子才带Penny去玩吧！

其实那边也蛮不错，空气也清新，不像KL。空气受污染，又闷又热。还好这几天都有在下雨，不然真的会热到。。。。。。

等下要和宝贝去喝喜酒，原先答应了Bobo去野餐也只好不赴约了。那宝贝也是的，喝喜酒的日期老早就定好了就是不告诉我。还说他自己也忘了一回事。知道刚刚才说，岂有此理！

姐妹们，对不起哦！因为我失约了。。。。

抱歉，抱歉，抱歉，抱歉，抱歉。。。。

My 1st GUCCI

Went shopping with 小敏 at Pavillion yesterday. I intended to buy a LV or GUCCI bag but didn't tell her. Suddenly, she asked me what is the purpose to have shopping yesterday, I told her that I wished to buy a branded bag. First, went into LV and found the bag which is almost everybody is having the bag. I decided not to own that model of bag. Later, we went into GUCCI, she showed me the bag she wished to buy not didn't buy at the end as finally she bought LV that time. I gone through the GUCCI bag and found that me myself like the bag much. This is because I saw the bag before online. Besides that, there has the stock for pink colour.

My 1st GUCCI BAG

Thanks 小敏approched me to buy and she bought the other GUCCI bag for her boy friend too. Wah, we spent 5 thousand plus in half an hour time. But, HAPPY......

Perlis Account Paper 1

Dear All Account Students(Group 1), please get the asnwer below for Perlis 2010 Paper 1.

Good luck for your exam!

三国的60条真理

1.刘备的经历告诉我们：集团总裁，完全可以从摆地摊做起。
2.诸葛亮的经历告诉我们：进私企，其实比进国企更有发展空间。
3.吕布的经历告诉我们：频繁的跳槽，直接导致没老板敢录用你。
4.庞统的经历告诉我们：长得太丑，可能会影响你的应聘效果。
5.马谡的经历告诉我们：专业课学得再牛B，工作时基本用不上。
6.杨修的经历告诉我们：在职场上，总搞得比领导高明，你会死得很惨
7.甘宁的经历告诉我们：有不良前科，不影响你考公务员。英雄不问来路。
8.袁绍的经历告诉我们：如果市场自由竞争，国企未必干得过私企。
9.曹操的经历告诉我们：想在市场上大有作为，必先高举国家政策。
10.关羽的经历告诉我们：即便你是MBA(工商管理硕士)，一时营销失误，可能让你输给一个跨专业的。
11.夏侯惇的经历告诉我们：自残，的确很有威慑力。碰到这种二球，哥也怕。
12.蒋干的经历告诉我们：证券市场上，庄家放出的利好，一般都是为了套你。
13.公孙瓒的经历告诉我们：擅泳者必呛水，玩火者必自焚；股市有风险，入市须谨慎。
14.大小乔的经历告诉我们：有才有钱又长得帅的男人，一般没法陪你到最后。
15.刘禅的经历告诉我们：大型企业被兼并，高层管理者肯定会关注员工的心理动态
16.姜维的经历告诉我们：双学历，有时比考研更具竞争力。
17.黄月英的经历告诉我们：学得好，不如嫁得好。
18.刘表的经历告诉我们：身体是革命的本钱。你再牛B，一旦死了，就会有人睡你的老婆，花你的钱，打你的娃。
19.赵云的经历告诉我们：个人实力再强，若只想着高薪，结果只有一个：有职业，没事业。
20.司马家族的经历告诉我们：为人打工，不如自己创业。
21. 孔融的经历告诉我们：让梨是一种美德，也是一场做秀，是从小就策划好为自身提高知名度的一种做法。紧记:出名要趁早。
22. 张飞的下场告诉我们：要善待员工，若是长期压制奴役，必将得到报复，即使不报复也会导致集体罢工或跳槽。
23. 于吉的经历告诉我们：神鬼可以不信，但不可以不敬。
24. 黄忠的经历告诉我们：年龄并不是问题，关健是要有实力。千万别小瞧老员工，有时候会干的比年轻人更出色。
25. 刘禅的经历告诉我们：富二代自己没有本事，即使有再牛的职业经理人也难免被兼并的命运。
26. 二乔的经历告诉我们:嫁人别只顾对方有权有势，一心嫁入豪门，但未必就有好的结果。
27. 曹植的经历告诉我们：职场有时没有兄弟，只有利益！
28. 周公瑾的经历告诉我们：遇到和自己旗鼓相当的对手时，要沉得住气，扬长避短。不要把个人的成败输赢盖过了大局的利益！
29. 曹嵩的经历告诉我们：儿子亲没亲生并不重要，关健在于有没有潜质，只要是人才花再多钱培养也是值得的。
30. 三顾茅庐告诉我们：一个人有没文凭工作经验并没有关系，主要是会懂得推销自己，自我炒作提高知名度，到时候自然有人提款上门高薪聘请，同时别忘了耍耍大牌，更能提高身价。
31. 董卓的下场告诉我们：儿子是不能乱认的，尤其是有前科的，更何况自己是大款，为得家产甘当孙子的都有。
32. 孟德的经历告诉我们:企业要做大做强，就是要不断地收购兼并，打压个体工商户!
33. 陈宫的经历告诉我们：老板找好员工难，好员工想找一个好老板值得为他卖命的更难。
34. 魏延的经历告诉我们：跳槽不能太盲目，尤其是被老板的得力助手看不顺眼，这种公司没有发展前途，与其继续做下去不如再次跳槽。
35. 关羽的下场告诉我们：搞好人际关系至关重要，不能看不起别人，尤其是老板的干儿子或小舅子之类的，哪怕自己跟老板是亲兄弟关系也不能歧视老板看中的人。
36. 袁术的经历告诉我们：冒充国企会死得很惨…
37. 张角的事迹告诉我们：农民企业家，不好做啊…
38. 典韦的事迹告诉我们：当你辛辛苦苦拼命的时候，老板却可能在泡烂妞。
39. 木牛流马告诉我们：先进的机械没备是必须的，不但可以提高工作效率，还可以减轻人力资源。
40. 赤兔马的事迹告诉我们：名牌的东西就是不一样，哪怕是二手的，照样会有人花高价，哪怕是当奢侈品摆在家里，也可以显示出主人家的尊贵富有。
41. 诸葛亮告诉我们：大型企业光靠个人能力是很难突破业绩的，要懂得如何管理、分配、开发下级员工之能量、给予重任，才能培养出优秀的团队，以防人才短缺。
42. 华佗的经历告诉我们：光有专业技术是不够的，关健是还得经过国家认证，五证齐全，要有经过临床实验，小私人诊所或游医是很难给人安全信任的。
43. 孙权的经历告诉我们：有时候守业比创业更难。
44. 汉献帝的经历告诉我们：当家族企业被亲戚朋友或外姓人参股，而股份大过自己时，最终肯定是要更换董事长的。
45. 阿蒙的经历告诉我们：在企业如果没本事，要跟就跟有本事的头，这样才能成就吴下阿蒙。
46. 曹操请徐庶的故事告诉我们：人才的恶性竞争是可以不择手段的，哪怕到了自己公司白拿薪水不干活，也不要将他让对手抢了去搞策划，影响自己的企业前途。
47. 诸葛叔侄告诉我们：与其在同一家公司吃同一锅饭，不如各自在一家公司。
48. 王允告诉我们：不管多大型多么有实力的企业，只有存在有私人利益的人员，给予挑拔分化，都是可以把它整垮的。
49. 刘表和刘璋的结局告诉我们：当企业做到小有成就时，忽然有一个自称是亲戚或朋友的要进来合股投资或来打工的，都要戒备以防自己一手创办的公司会转收送人。
51. 袁氏兄弟企业告诉我们：家族企业更应该合睦、和气、团结，不该搞分裂、解体，否则会导制没落。
52. 孙尚香的下场告诉我们：当自己老公跟自己娘家的企业进行恶性竞争冲突时，不管站在哪边都是很为难的事情。
53. 貂婵的经历告诉我们：傍什么样的男人都无所谓，不管老少美丑，最主要的是要有实力。
54. 董卓的经历告诉我们：在分公司做副总，不如在总公司做经理。
55. 马超的经历告诉我们：自己没能力单干时，不如找一个英明的老板跟着他干。
56. 郭嘉的经历告诉我们：红颜薄命不如天妒英才。
57. 华雄含泪告诉我们:千万别把关公错听成公关，混淆视听，犯低级错误，以致低估了对手的实力。
58. 黄盖告诉我们：挨打也是一门学问，关健是在于演技，演的越像得到的报酎越高，同时还有机会升职。
59. 官渡之战告诉我们：剑拔弩张下的对峙，很可能就是对手在为击败你而在寻找新的思路。警匪战就是好的例子！
60. 三国的战士告诉我们：没有钱权，永远只是一棋子，任人摆布宰杀，只有勇于就义才能改变命运

[T-MAC]My destiny I choose 我的命运我做主